欧洲零售式银行业务的未来:来自精英的看法

欧洲零售式银行业务的未来:来自精英的看法
作 者: Oonagh McDonald 
出版社: 吉林长白山
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作者简介

暂缺《欧洲零售式银行业务的未来:来自精英的看法》作者简介

内容简介

Within Europe, the banking sector is commencing a period of considerable change and consolidation. Advances in technology, competition from the non-banking sector, the introduction of the Euro, a European Central bank and, possibly, pan-European Regulation, combined with the challenge from US banks, increased mergers and changing practices means 21st century banking is changing immeasurably. The Future of Retail Banking in Europe is written in an accessible style by Oonagh McDonald and Kevin Keasey, two of the leading authorities in the field and includes: In-depth analysis of the banking structures in all the major European markets. Foreword by Guy Warren, Head of Banking, Europe, Unisys Corporation Unique insights into the industry from the CEOs of major European banks. The challenges being faced in the industry and predictions into what the future holds for retail banking in Europe. This book will be essential reading for middle and senior managers in the banking and financial service sectors, both sup...

图书目录

Foreword by Guy Warren

Preface

Acknowledgements

1 Setting the scene

Banks,money and the payments system

Banks as intermediaries

The role offl bank

The threat from non—banks and near-banks

Are credit cards a threat to banks?

E—banking:competition from non.banks and near-banks

Conclusions

2 The challenges

The squeeze on bank interest income

Developments in capital markets

Decline in corporate bank lending

The euro and the customer

Some conclusions

3 Transparency and accountability

New accounting standards

Developments in corporate governance

4 France:seven slices of the cake

The banking system

Government—sponsored savings

Banking strategies

Conclusion

5 Germany: a level playing field

The cooperative banks

The Sparkassen

The mortgage banks

The EC judgements

The impact of the EC

The impact of tax reforms

Retail banking strategy

6 Italy: fast-track banking

Developments in the 1990s

Banking strategies

Spain: off to a flying start

Early deregulation

Two main categories of bank

Banking strategies

Scandinavia: a silver lining

The banking crisis

Banking strategies

Netherlands: an early consolidator

The major banks

Room for manoeuvre

Banking strategies

10 UK: another early consolidator

The banking system

Mergers and acquisitions

The current state of banking

Banking strategies

Appendix: the demutualisation of UK building societies

11 Looking to the future

The technology process and innovation

Banking customers and the dynamics of change

Technological developments

Implementation issues

Conclusions

12 Who will jump first?