银行业架构网络BIAN（全球数字化时代金融服务业框架）

第一部分

1  BIAN 组织及其金融行业参考架构介绍 ..........................................2

1.1 BIAN 的使命与愿景 ....................................................................................2

1.1.1 BIAN ...................................................................................................2

1.1.2 愿景、使命和服务图景 .....................................................................3

1.1.3 BIAN 的金融行业参考架构 ..............................................................3

1.2 金融服务业参考架构的原则 .......................................................................4

1.2.1 金融业面临的挑战 .............................................................................5

1.2.2 敏捷……银弹？ .................................................................................6

1.2.3 BIAN 和敏捷架构原则 ......................................................................8

1.2.4 BIAN 正在改变企业架构思维 ........................................................12

1.3 BIAN 标准的定位 .......................................................................................15

1.4 BIAN 组织 ...................................................................................................18

1.4.1 BIAN 架构如何演进 ........................................................................18

1.4.2 BIAN 框架是一个工具箱 ................................................................19

1.4.3 BIAN 的开放数字仓库 ....................................................................20

1.4.4 BIAN 认证 ........................................................................................21

1.4.5 BIAN 采用之旅 ................................................................................22

1.5 自我测试 ......................................................................................................24

2  解释 BIAN 架构............................................................................25

2.1 BIAN 架构模型的表示法 ..........................................................................26

2.2 BIAN 元模型 ...............................................................................................26

2.2.1 BIAN 元模型的作用 ........................................................................26

2.2.2 BIAN 元模型概述 ............................................................................27

2.3 服务图景 ......................................................................................................31

2.3.1 业务领域级 .......................................................................................34

2.3.2 业务域级 ...........................................................................................34

2.3.3 服务域级 ...........................................................................................35

2.3.4 服务图景图 .......................................................................................35

2.4 BIAN 服务域 ...............................................................................................35

2.4.1 功能模式 ...........................................................................................36

2.4.2 通用工件 ...........................................................................................38

2.4.3 资产类型 ...........................................................................................40

2.4.4 服务域表示 .......................................................................................41

2.5 BIAN 控制记录和服务域信息概要 .........................................................41

2.5.1 控制记录 ...........................................................................................42

2.5.2 行为限定符 .......................................................................................43

2.5.3 行为限定符类型 ...............................................................................44

2.5.4 服务域控制记录图 ...........................................................................46

2.6 BIAN BOM ..................................................................................................48

2.6.1 业务对象与业务概念 .......................................................................49

2.6.2 BOM 内容模式 .................................................................................49

2.6.3 BOM 结构模式 .................................................................................51

2.6.4 服务域 BOM 图 ................................................................................52

2.6.5 BOM 抽象等级 .................................................................................54

2.6.6 BOM-ISO 20022 映射 ......................................................................54

2.7 BIAN 服务操作和语义 API ......................................................................55

2.7.1 服务操作的本质：动作术语 ...........................................................56

2.7.2 服务操作主体 ...................................................................................59

2.7.3 语义 API ...........................................................................................60

2.7.4 Swagger 文件 ....................................................................................63

2.8 服务域概览图 ..............................................................................................64

2.9 BIAN 业务场景和连线图 ..........................................................................65

2.9.1 业务场景 ...........................................................................................65

2.9.2 连线图 ...............................................................................................66

2.9.3 服务连接 ...........................................................................................67

2.10 BIAN 业务能力 .........................................................................................68

2.11 自我测试 ....................................................................................................71

第二部分

3  应用 BIAN ....................................................................................75

4  BIAN 能做什么：通用能力...........................................................78

4.1 BIAN 作为参考框架 ..................................................................................78

4.1.1 通用词汇 ...........................................................................................79

4.1.2 通用参考框架 ...................................................................................80

4.1.3 添加特性 ...........................................................................................81

4.1.4 组织和利用文档 ...............................................................................82

4.1.5 参考架构的构建块 ...........................................................................83

4.2 BIAN 的定制 ...............................................................................................84

4.2.1 细化规格和模型 ...............................................................................84

4.2.2 组织特有的参考框架 .......................................................................85

4.3 逐步引入 BIAN ...........................................................................................88

4.4 自我测试 ......................................................................................................91

5  BIAN 用于整体企业视图 ..............................................................92

5.1 定义和架构业务能力 .................................................................................94

5.1.1 战略业务能力 ...................................................................................94

5.1.2 服务域用于架构 ...............................................................................95

5.2 构建企业蓝图 ..............................................................................................97

5.3 作为参考框架的企业蓝图 ...................................................................... 100

5.3.1 定义和记录战略方向和需求 .........................................................102

5.3.2 绘制和评估向下架构栈的“操作”图景 .....................................102

5.3.3 统一稳定的绩效管理基础 .............................................................104

5.3.4 BIAN 用于投资和变更组合管理 ..................................................105

5.4 证言 .............................................................................................................110

5.5 自我测试 ....................................................................................................111

6  BIAN 用于业务层 ....................................................................... 112

6.1 BIAN 用于业务架构 ................................................................................113

6.1.1 业务图景的参考框架 .....................................................................113

6.1.2 细化组织结构图 .............................................................................113

6.1.3 绘制和评估业务图景 .....................................................................113

6.1.4 治理业务架构 .................................................................................116

6.1.5 参考业务架构的构建块和原则 .....................................................119

6.2 BIAN 用于业务投资和变更组合 .......................................................... 122

6.2.1 支持并购 .........................................................................................122

6.2.2 业务变更组合 .................................................................................123

6.3 BIAN 用于业务设计 ............................................................................... 123

6.3.1 BIAN 用于业务流程管理 ..............................................................123

6.3.2 BIAN 用于业务需求分析 ..............................................................125

6.4 自我测试 ................................................................................................... 129

7  BIAN 用于应用层 ....................................................................... 131

7.1 BIAN 用于应用架构 ............................................................................... 132

7.1.1 应用图景的参考框架 .....................................................................132

7.1.2 绘制和评估应用图景的覆盖范围 .................................................133

7.1.3 实用程序与服务域对比 .................................................................136

7.1.4 应用架构治理 .................................................................................136

7.1.5 参考应用架构的构建块和原则 .....................................................138

7.1.6 评估和改善应用图景 .....................................................................141

7.2 链接技术图景到服务域 .......................................................................... 146

7.3 BIAN 用于应用投资和变更组合 .......................................................... 147

7.4 BIAN 用于应用系统 ............................................................................... 148

7.4.1 端到端解决方案架构 .....................................................................148

7.4.2 创建“系统” ...................................................................................150

7.5 BIAN 和应用架构风格 ........................................................................... 154

7.6 自我测试 ................................................................................................... 157

8  BIAN 用于信息和数据................................................................ 159

8.1 定制 BIAN BOM ..................................................................................... 160

8.2 BIAN BOM 用于信息和数据架构 ........................................................ 163

8.2.1 信息和数据图景的参考框架 .........................................................163

8.2.2 评估和改进数据图景 .....................................................................164

8.2.3 商业智能 BI 环境辅助 ...................................................................167

8.2.4 BOM 用于信息分类 .......................................................................167

8.2.5 与数据技术的链接 .........................................................................168

8.3 信息和数据投资与变更组合的业务用例 ............................................. 168

8.4 BIAN 用于系统级的信息和数据 .......................................................... 168

8.5 自我测试 ................................................................................................... 170

9  BIAN 用于互操作性.................................................................... 171

9.1 BIAN 作为组织应用服务组合的参考框架 .......................................... 172

9.1.1 服务域 / 服务操作参考框架 ..........................................................172

9.1.2 组织应用服务目录 .........................................................................173

9.2 BIAN 支持的应用服务图景管理 .......................................................... 175

9.2.1 指导应用服务的使用 .....................................................................176

9.2.2 评估和改进应用服务图景 .............................................................176

9.2.3 变更和迁移应用服务图景 .............................................................178

9.3 BIAN 用于面向未来的 API ................................................................... 180

9.3.1 划定服务中心和服务 .....................................................................181

9.3.2 精化 API 规范 ................................................................................183

9.4 证言 ............................................................................................................ 185

9.5 自我测试 ................................................................................................... 186

第三部分

10  BIAN 和 TOGAF...................................................................... 190

10.1 TOGAF 简介 .......................................................................................... 190

10.2 BIAN 和 ADM 阶段 .............................................................................. 196

10.2.1 预备阶段 .......................................................................................196

10.2.2 阶段 A：架构愿景 .......................................................................197

10.2.3 阶段 B：业务架构 .......................................................................197

10.2.4 阶段 C：信息系统架构 ...............................................................198

10.2.4 阶段 D：技术架构 .......................................................................198

10.2.5 阶段 E：机遇和解决方案 ...........................................................198

10.2.6 阶段 F：迁移规划 ........................................................................199

10.2.7 阶段 G：实施治理 .......................................................................199

10.2.8 阶段 H：架构变更管理 ...............................................................199

10.2.9 需求管理 .......................................................................................199

10.3 自我测试 ................................................................................................. 199

11  与其他标准的协同..................................................................... 201

11.1 ISO 20022 ............................................................................................... 201

11.2 OMG 和 EDM 理事会 .......................................................................... 202

11.3 业务架构公会 ® ...................................................................................... 202

11.4 自我测试 ................................................................................................. 202

附录

附录 A：BIAN 采用之旅................................................................... 204

A.1 第 1 阶段：评估 BIAN .......................................................................... 204

A.2 第 2 阶段：构建试点案例 ..................................................................... 205

A.3 第 3 阶段：开展 BIAN 试点 ................................................................. 206

A.4 第 4 阶段：采用 BIAN .......................................................................... 207

A.5 第 5 阶段：发展架构实践 ..................................................................... 208

A.6 第 6 阶段：使用 BIAN 实现收益 ........................................................ 209

附录 B：术语和概念......................................................................... 210

B.1 架构层和各方面 ...................................................................................... 210

B.2 架构的变焦级别 .......................................................................................211

B.3 术语和缩写 .............................................................................................. 213

附录 C：自我测试问题答案.............................................................. 217

附录 D：文献和来源 ........................................................................ 222

索引 .................................................................................................. 224